Category: General

According to a recent survey done by Boston College’s Center for Retirement Research, employers may not be all that interested in keeping someone on after the official retirement age. Working past 65 has long been the advice of experts to those who haven’t built up a large enough nest egg to retire at the traditional…

One of the parts of Walter Updegrave’s latest article on retirement and housing was whether one should forgo retirement savings for a home downpayment saving. Updegrave separates the discussion into two parts: Should you defer retirement savings for a while to save up for a downpayment? If you do defer, will the house’s upkeep and…

This may sound a little strange but you can actually buy insurance for living too long, from a retirement perspective. According to Yahoo Finance, you might be able to buy a longevity insurance policy at 65 for $25,000 that pays out $3,000 a month for every month after your 85th birthday. How does that compare…

Do you really need five reasons to save for retirement? Probably not, but in case you did here are five very good reasons why you should start saving, even if it’s not for retirement, right this second. 1. Time Is Your Friend Time will smooth out the ups and downs of the stock market and…

How old are you? How many years away from retirement are you? No matter how you answered any of those questions, if you aren’t saving some money away for your retirement right now, you’re already behind. But it’s okay, being behind is no big deal as long as you recognize that you’ve fallen behind and…

Like many of the personal finance benchmarks and rules of thumb, your own personal situation will dictate how you must adjust those benchmarks and rules because what applies to you may not apply to someone else (likewise, the advice may be meant for smoeone else and not for you). So, whenever I hear of these…

Believe it. Nearly half of all workers saving for retirement have savings that fall short of the $25,000 mark, according to the 2007 Retirement Confidence Survey by the Employee Benefit Research Institute and Matthew Greenwald & Associates. As scary as that thought is, some of it is explained away because that percentage includes all working…

I know that a lot of personal finance blogs out there talk as if everything is about money but often times money is only a component of the issue and it may not even be the biggest component. That’s why I wanted to highlight this article about retirement because it talks about actually dealing with…

Yan did a tremendous job compiling a list of the top personal finance blogs and it looks like My Retirement Blog just made the list, coming in under the wire as the last personal finance blog listed. In comparing Alexa ranking, Google Pagerank, RSS and a few other statistics, Yan put in a lot of…