Category: General
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Credit Cards and Retirement Planning
With the holiday season upon us many people are running up debt putting their holiday purchases on their credit cards. Running up credit card debt could be hazardous to your retirement plans. If you’re struggling to decide whether to contribute funds to your retirement or pay down your credit card debt, I have some advice.…
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HostGator Black Friday Sale
I know this isn’t related to retirement but it is a great deal that can save you a lot of money and make me some money. HostGator is offering 50% off their hosting services for Black Friday! The website will show the discounted rates, you do not need to enter a coupon code. The promotion…
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Superannuation or Long-term Deposits
Arranging your financial affairs so you can enjoy your retirement is arguably the most important aspect of your long-term financial planning. The majority of retirees rely on a pension or superannuation plan that pays out to members once they reach a certain age or meet other conditions. But what about long term deposits? They attract…
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Debt Limit Limbo Could Mean Military Retirees See Changes
August 2nd is the deadline for Congress to get their act together and figure out a way to pay the bills. That’s when, according to the Treasury Department, the cash reserves to pay government debts will run out and the ramifications of not extending the debt ceiling beyond 14.3 trillion will start to come to…
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The Era of MCCU: Minimal Credit Card Use
You no doubt have heard the warnings: Do not run up huge balances on a credit card (or cards). The interest charges are unbearable if you get behind in paying off those balances. And they create a false sense of financial well-being: If you earn $5000 a month but consistently spend $5500 per month, that’s…
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3 Reasons To Get A Cashback Credit Card
The following is a guest post on behalf of Financial Facts. In today’s tough economic climate, everyone is looking for an edge. Every single penny counts in the face of rising gas and food prices, record foreclosures and bankruptcies combined with an uncertain financial outlook that is, quite frankly, rather frightening. If you are thinking…
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3 Ways To Save Money At A Butcher
The following is a guest post on behalf of Financial Facts. If you’re lucky enough to live within shopping distance of a butcher, you are luckier than you realize. Buying meat in a grocery store may be convenient, but you might be surprised at how much money you can save at an old-fashioned butcher. What…
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Ways to Tighten Your Finances And Expand Your Budget
The following is a guest post. For retired individual working within the tight limits of a fixed budget, it can be incredibly difficult to plan for unforeseen circumstances. Though it?s always important to budget extra money for emergencies, sometimes you just don?t have the necessary funds or the cost to other budgetary needs is too…
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5 Things to Consider Before You Retire
If you are visiting this site you are probably planning on a retirement. Whether you are just beginning working, or almost at the end of your career, you most likely plan to retire at some point in time. As your retirement date approaches, there are several items to think over and consider. Here is an…