Category: Retirement

  • Investing for Retirement in a Bear Market

    Stock market investors have enjoyed a bull market for quite a few years now. History tells us that there will eventually be another bear market. How you handle your retirement investments during a bear market can make a big difference in the return provided by your retirement investments. Selling at the bottom of a bear…

  • A Pre Retirement Checklist

    Retiring is a big step for many people. Usually, there is a whirlwind of confusion, chaos and concern before retirement, followed by a slight breeze of boredom and longing. In order to keep everything under control, here is a list of 20 things to do before retirement, in order to make the time after retirement…

  • Ruling Affects Retirement Benefits for Married Gay Couples

    Married gay couples should take a closer look at their Social Security benefits and their Individual Retirement Accounts. Last Wednesday, the Supreme Court ruled the Defense of Marriage act unconstitutional. Now that the Act denying federal benefits to legally married same-sex couples has been struck down the retirement benefits of married same-sex couples will be…

  • The 7 Deadly Retirement Sins

    I was provided with a free copy of the book, The 7 Deadly Retirement Sins to review. Since the book is about retirement and this a blog about retirement the book seemed like a good fit and after reading the book I can say it will be of interest to many of the readers of…

  • U.S Retirement System a Success

    You have probably read a lot of posts and articles lately detailing how the U.S. retirement system is failing retirees.  The Frontline documentary, “The Retirement Gamble“, detailed how high 401k fees are making it difficult for many Americans to save enough for retirement.  In the wake of the article there were many other posts and…

  • What Legal Protection do you Have if you can’t Care for Yourself?

    Making a decision regarding what’s right for your own well being can be a difficult task at the best of times, but the thought of being unable to make that decision owing to mental or physical incapacity is an altogether more worrying state of affairs. If you are unable to care for yourself, there are…

  • Can One Retire on Social Security Alone?

    Yes, one can retire on social security alone.  According to the Social Security Administration, benefits make up 90% or more of the income of 36% of the people receiving benefits.  So it is obviously possible to retire on Social Security alone, but it is less than ideal.  If you are nearing retirement age and looking…

  • Recycling My MacBook Pro: Why It Was Worthwhile

    If you’ve ever been in a situation where you have an unused or unwanted piece of technology, it’s not always easy to know what to do with it. The two easiest answers seem to be to either throw it away or sell it on as a second-hand device, if possible. However, I instead wanted to…

  • No More Paper Social Security Checks

    If there are persons who are still getting paper checks for their federal benefit payments such as Social Security and others, it means they are not in compliance with the law which stipulates that if Social Security benefits are applied for anytime after the May 1, 2011 date, beneficiaries should receive their payments electronically. This…