Category: Retirement
-
ING Retirement Calculator
ING has been advertising their retirement calculator a lot lately so I thought I would give it a try. The calculator is pretty simple. It just asks six questions: How old are you? Are you married? What’s your current household income? At what age do you plan to retire? How much annual income will you…
-
Book Giveaway: “Retirement Breakthrough”
I was recently give a copy of the book, “Retirement Breakthrough: The Safe, Secure Way to Guaranteed Income You Can’t Outlive–in Any Economy” for review. As I usually do I am having a giveaway of the book as well, after the review you can find out how to win your own copy of the book.…
-
Tax Deferral – Great While You’re Working, It Stinks in Retirement
The following is a guest post. Come back tomorrow for an associated book giveaway. For years we have been told to defer our income from our working years because we’d be in a lower tax bracket during retirement. That strategy may have worked for people that retired in the last decade. However, if you’re going…
-
Book Review: Save Your Retirement
This book is aimed at those who lost a lot of their investments in the recent bear market or who just haven’t saved enough for retirement. I have read a lot of retirement books lately and there are many similarities between most retirement books. This book did have some fresh perspective. They offered advice on…
-
What If Everything You Thought You Knew About Retirement Planning Turned Out to Be Wrong?
The following is a guest post. I’m not joking. I recently authored a Google Knol with an exceedingly strange title — “The First Retirement Calculator That Gets the Numbers Right.” It’s about a calculator that I developed the contains something that no existing calculator does — an adjustment for the valuation level that applies on…
-
Building a Retirement Nest Egg
The following is a guest post. For many young adults, planning for retirement is something that is not necessarily in the forefront of things. In fact, a large number of these individuals tend to take this for granted with the belief that there will always be time for this later on in life. Reports show…
-
Does Diversification Protect Your Retirement Savings?
The following is a guest post. The investment industry has done a wonderful job convincing people that diversification is a no-brainer. Who can argue that it is prudent to put all your eggs in one basket? However, is diversification really protecting you or is it protecting your broker or financial advisor? Warren Buffett, the greatest…
-
Catch-Up Retirement Savings Options for Late Starters
If you have not saved enough money for retirement you have plenty of company. I wrote a little while back noting that most Americans are unprepared for retirement. Many people don’t get serious about starting their retirement savings until their in their late 40s or even their 50s. Of course, it is better to start…