My Retirement Blog
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Why Having A Will Matters
As you get older different things become more important than at other times in your life. If you are lucky enough to have close family, children or grandchildren, the idea of providing for them and helping them on their way is something that increases day by day. Having peace of mind that loved ones will…
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Can One Retire on Social Security Alone?
Yes, one can retire on social security alone. According to the Social Security Administration, benefits make up 90% or more of the income of 36% of the people receiving benefits. So it is obviously possible to retire on Social Security alone, but it is less than ideal. If you are nearing retirement age and looking…
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Recycling My MacBook Pro: Why It Was Worthwhile
If you’ve ever been in a situation where you have an unused or unwanted piece of technology, it’s not always easy to know what to do with it. The two easiest answers seem to be to either throw it away or sell it on as a second-hand device, if possible. However, I instead wanted to…
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No More Paper Social Security Checks
If there are persons who are still getting paper checks for their federal benefit payments such as Social Security and others, it means they are not in compliance with the law which stipulates that if Social Security benefits are applied for anytime after the May 1, 2011 date, beneficiaries should receive their payments electronically. This…
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The Retirement Fitness Challenge – Book Giveaway
I was recently given a copy of the book, The Retirement Fitness Challenge: Shape Up Your Finances and Make Your Money Last a Lifetime, by Mark Bautis to review. Since I do write for a retirement blog this book was just the kind of financial book I like to read. The book uses the analogy…
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Net Worth TV Presents 5 Keys to Growing Wealth
The Net Worth TV show with Terry Bradshaw covers a variety of wealth management topics on a regular basis. One of the most important topics in wealth management is growing your personal wealth. Growing your personal wealth is the key to retiring early, and living the lifestyle that you want to, when you want to.…
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American Taxpayer Relief Act – New Dividend and Capital Gains Rates
With the passage of the American Taxpayer Relief Act there are new tax rates for capital gains and dividends. Although the new rates are higher they are not nearly as high as they would have been if an agreement had not been reached and the rates were allowed to reset to what they were before…
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Retirement and the Fiscal Cliff
With all of the talk about the fiscal cliff lately you might be wondering how your retirement would be affected if the fiscal cliff does actually happen. The fiscal cliff generally refers to the tax cuts that will expire and the automatic spending cuts that will kick in if Congress is not able to reach…
Got any book recommendations?