My Retirement Blog

My Retirement Blog

  • How Social Security Benefits are Calculated

    In order to start preparing for your retirement, it is necessary to calculate social security benefits. This will help you to get a clear idea of how much money you will be receiving each month. You can plan ahead and create a budget based on what your income will be. Social Security benefits are calculated…

  • Top 5 Free Money Saving Apps

    Personal finance expert Jean Chatzky lends AARP The Magazine her money saving expertise, here is her list of the 5 best money-saving mobile applications. Read more at AARP.org. 1.     REDLASER How You Save: Helps you learn if you can get a better deal elsewhere — on almost anything How It Works: You scan the bar…

  • Types Of Retirement Plans – 401K and IRA

    Knowing that you should be contributing to a retirement plan is one thing; picking out the right retirement plan for you is another. There are numerous retirement plans to choose from today, so let’s look at a few of them and what they are all about. Betterment.com IRAs There are two different types of Individual…

  • The New Three-Legged Stool – Book Giveaway

    I’m giving away a copy of the book, The New Three-Legged Stool: A Tax Efficient Approach to Retirement Planning. If you would like to win a copy of The New Three-Legged Stool: A Tax Efficient Approach to Retirement Planning (Wiley Trading) just leave a comment on this post. The winner will be drawn at random…

  • Making Retirement Savings Last

    Most senior citizens have a morbid fear of retirement and the loss of income that comes with this life-changing situation. This is quite easy to understand because retirement comes with several unanswered questions. In most cases, the most significant question is; “how long will the retirement savings last?” Other questions which bother retired people are…

  • Lending Club No Fee IRA

    You can open a self directed IRA at and pay no fees. Open your No-fee* IRA with a 401K Rollover, IRA Transfer or ROTH Conversion. Traditional, Roth, SEP and Simple IRA accounts are all available at Lending Club. To qualify for a No-Fee IRA through SDIRA Services you must have an initial minimum balance of…

  • Will You Get Social Security?

    With reports that Social Security is spending more than it takes in Social Security doesn’t seem so secure any more.  It is predicted that the Social Security trust fund will run out in 2036.  A lot could change by that time to make Social Security last longer or end sooner. What Is Social Security? Social…

  • Invest with Motifs – $150 Bonus

    Get up to $150 when you start trading at Motif Investing. Learn more.A motif is a carefully researched and intelligently weighted portfolio of up to 30 stocks that reflect real-world trends and investment ideas. Create your own custom retirement motif for just $9.95. They have premade motifs in a variety of categories such as biotech…

  • Making Your Savings Last in Retirement

    One of the most common fears of those nearing retirement is that their savings will not last for the entirety of their retirement.  Assuming you have saved enough that a reasonable withdrawal rate (3 or 4% for most people) will cover your current expenses there are three primary dangers to your retirement savings.  These dangers…

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