Tag: 401K
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Rolling Over Your 401(k) To Vanguard
I’ve rolled over two 401(k)’s into a Rollover IRA at Vanguard and both times the process was absolutely painless. If you’re thinking about taking advantage of Vanguard’s low fee index funds, and other mutual funds, then I think that rolling over a 401(k) is a great way to do it. The process is pretty easy…
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Snowflaking Your Way To Retirement
Snowflaking is a play on words off Dave Ramsey’s Snowball psychologically-driven debt busting technique and it refers to putting small amounts towards your debt, snowflakes, to help eradicate debt. One of the ideas of snowflaking is that you can find small alternative sources of income and then push it towards your debt but you could…
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Diversification Across 401(k) Portfolios
The latest Yahoo Finance article on retirement, courtesy of TheStreet, is one in which they discuss managing two 401(k)s when both members of a marriage are working. The article itself is merely an extension on the discussion of one’s own diversification in a single 401(k) but I think there are some points that it could’ve…
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Taxable Brokerage Accounts for Retirement
There are a lot of retirement options out there, so many that your head probably spins whenever someone talks about 401(k)’s, 403(b)’s, Roth IRAs, or Traditional IRAs… the list goes on. One topic that most people don’t talk about is saving part of your nest egg in a regular taxable brokerage or mutual fund account.…
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10 Retirement Pitfalls: Not Getting 401K Match
You like getting free money? Sure, me too, so why would anyone ever not contribute to their 401k and get their employer match? Well, there are people who do this and it’s absolutely unbelievable. If you just started working, review your benefits package to see whether your company offers an employer match on 401k contributions.…
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Save This Much to Retire a Millionaire
Need to know how much to save in order to retire a millionaire at the age of 65? Kiplingers has a whole slew of numbers to give you some confidence that you’re either on the right track or not that far away. The only assumptions they make are that you earn 8% annually on your…